Why Title Insurance is Necessary

Background Title insurance has the distinction of being the only form of insurance invented in the United States. It was created in the 19th century in response to the unmet need for assurance of title and indemnification of loss caused by errors of lawyers and title...

Do Credit Inquiries Hurt You?

At the end of each report will be a log of inquiries. An inquiry notation is made each time someone requests a copy of your credit file from that credit bureau. Any company that receives a copy of your credit profile will be listed under this inquiry Section of your...

Home Warranty for the Peace of Mind of the Seller

A home warranty plan is form of insurance, a contract promising the repair or replacement of major operating systems and built-in appliances inside a home for one-year after an escrow closes. Home warranties help avoid disputes between buyer and seller after the sale....

6 keys to happy home-buying

A friend was buying a house. The closing date was a few weeks away. His parents were visiting from out of state, and he wanted them to see the inside of the house. His real estate agent called the seller on Thanksgiving morning to ask permission. The seller was so...